Key takeaways
- The fastest way to pay is online at myindigocard.com after you sign in.
- Autopay is the easiest way to never miss a due date.
- Mailed checks take several business days — send them well before the due date.
- Payment history makes up about 35% of a FICO® score.
Indigo Card payment options at a glance
| Method | Speed | Best for |
|---|---|---|
| Online at myindigocard.com | Fastest | Most cardholders |
| Autopay | Automatic on your chosen date | Never missing a payment |
| Phone (number on your card) | Fast | Paying without internet access |
| Check by mail | Slowest — allow 5–7 business days | People who prefer paper |
Pay online at myindigocard.com
- Sign in to myindigocard.com.
- Add your checking account (routing and account number) the first time.
- Choose the amount: minimum, statement balance, or another amount.
- Pick the payment date and confirm.
Tip: Paying the full statement balance avoids interest on purchases. If you can't, pay as much above the minimum as you can.
Set up Indigo Card autopay
From your online account, turn on automatic payments and choose whether to pay the minimum, the statement balance, or a fixed amount each month. Check your bank balance before each due date so the payment doesn't bounce.
Pay by phone or mail
To pay by phone, call the customer service number on the back of your card and follow the payment prompts. To pay by mail, use the payment address printed on your statement, write your account number on the check, and mail it at least a week before the due date.
What happens if you pay late?
- A late fee may be charged — check your cardholder agreement for the exact amount.
- Payments 30 or more days late can be reported to the credit bureaus and lower your score.
- Repeated late payments can lead to a penalty APR or account restrictions.
Watch out: If you know you'll be late, call customer service before the due date to ask about your options.
Frequently asked questions
How do I make an Indigo Card payment online?
Can I pay my Indigo Card with a debit card?
How long does an Indigo Card payment take to post?
Indigo Card USA is an independent guide and is not the issuer of the Indigo® Mastercard®, which is issued by Celtic Bank and serviced by Concora Credit. Card terms can change — confirm current rates and fees in your cardholder agreement or at indigocard.com.