Indigo Card Guides
Step-by-step help for every stage — from logging in and paying your bill to getting approved, understanding costs, and building credit.
Account access
MyIndigoCard Login: How to Sign In and Manage Your Account
Everything you need to access your Indigo® Mastercard® online at myindigocard.com — from first-time registration to fixing a forgotten password.
Read guide Account accessHow to Activate Your Indigo Card
Your Indigo® Mastercard® must be activated before you can use it. Here's how to do it online or by phone in a few minutes.
Read guide PaymentsHow to Pay Your Indigo Card Bill
Paying on time is the single most important thing you can do with an Indigo® Mastercard®. Here are every payment method, how long each takes, and how to avoid late fees.
Read guideApplying & approval
Indigo Card Pre-Approval and Application Guide
Pre-qualifying lets you see if you're likely to be approved before a hard credit inquiry. Here's how the Indigo® Mastercard® application process works, step by step.
Read guide Applying7 Tips to Get Approved for an Indigo Card with Bad Credit
The Indigo® Mastercard® is built for fair and poor credit, but approval still isn't automatic. These seven steps can meaningfully improve your odds.
Read guide Credit limitIndigo Card Credit Limit: Starting Limits and How to Increase Yours
Most Indigo® Mastercard® accounts start with a modest limit. Here's what to expect, why the limit matters for your score, and how to work toward a higher one.
Read guideResearch & costs
Is the Indigo Card Legit?
Yes — the Indigo® Mastercard® is a real credit card from an FDIC-insured bank. But “legit” and “right for you” aren't the same thing. Here's what to check.
Read guide ComparisonIndigo Card vs Milestone vs Destiny: Which Is Better?
These three unsecured Mastercards target the same audience and share a servicer, so they're often confused. Here's how to compare them and decide.
Read guide CostsIndigo Card Annual Fee and APR: What It Really Costs
The true cost of an Indigo® Mastercard® depends on two numbers: the annual fee on your offer and the APR you'll pay if you carry a balance.
Read guideSupport & credit building
Indigo Card Customer Service: How to Get Help
Whether you need to activate a card, report it stolen, or dispute a charge, here's the right way to contact the Indigo® Mastercard® team.
Read guide Account changesHow to Cancel an Indigo Card Without Hurting Your Credit
Closing an Indigo® Mastercard® can make sense — especially if it charges an annual fee — but timing and preparation matter for your credit score.
Read guide Building creditHow to Build Credit with the Indigo Card: A 12-Month Plan
Used carefully, an Indigo® Mastercard® can help you build or rebuild credit. This plan shows exactly what to do — and what to avoid — over your first year.
Read guideFind your best offer
Pre-qualify in 60 seconds with no impact to your credit score.